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Every little blessing is a step in the right direction. Celebrate small victories!!! !
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@dejohn_davis
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Part of the proverbial “American Dream” is to own your own home.
We daydream about it, we plan for it, couples discuss it endlessly & we develop the idea of our dream home.✨
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Of course, once the dream exists, then come the numbers: the cold water of reality that slaps us into shocked awareness of what achieving home ownership costs.
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Here are some important facts to keep in mind ::
IT TAKES A TEAM ::
Purchasing a home may be the largest purchase you make in life. That’s not to say you’ll only purchase one home in life—but, for most families, a home will be their largest purchase! Use your village!
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FINANCIAL PLANNING ::
There’s one question you must have the answer to when you start considering a home purchase: “How much can I afford?” There is an age-old rule of thumb that your house payment should not be more than 28% of your income. However, that only helps you to part of the answer. What you can afford and how much you want to spend is a two-part, far more complex question with many variables. You want to understand how the purchase of the home impacts your holistic financial plan.
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MORTGAGE PROFESSIONAL ::
So, you’ve made the decision to buy a house. What next? Find a mortgage professional that you can work with—this person will be key in the successful purchase of your home. There is a great deal of upfront work that the mortgage professional will do on your behalf in order to pre-qualify you for a mortgage.
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REAL ESTATE PROFESSIONAL ::
This person is critical!! They will be your best friend throughout this process. Seek out a real estate professional as soon as you start considering homes and build a relationship with them!
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Check out the full article by : David Freeze CPA, PFS
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I’m living my American Dream with my husband, Are you
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#YesIUseMyHusbandForMarketing #HeIsGreatForBusiness
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: @bcoleco
Yep. Couldn't agree more! As a busy business owner, I have ZERO time for drama in my life.
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If you focus on all the drama, then you're probably missing out on a HUGE opportunity that could impact your business for years to come.
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Don't be that person that wishes they would have "saved the drama for their llama".
Seriously, if you're trying to keep everyone happy, you're setting yourself up for failure. ⠀
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So stop trying! But...you can make yourself happy. And once you realize this and live your life by it, things will all start to be soooooo much easier! ⠀
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Now that we're on the same page there, I have to know...what's your favorite kind of pizza? I do love a good supreme!
Hi friends! I am SO excited to announce that I am officially a licensed real estate agent ready for all your buying, selling, investing and leasing needs! I am very lucky to be working alongside & learning from THE BEST @mollyrundlerealty and @j_rodham. Here’s to new beginnings and chasing dreams! .
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. @alyssasxlens
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“Successful investment is about managing risk, not avoiding it.”- Benjamin Graham •
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