List of the most popular hashtags for theme #EASTBAYREALESTATE

So many things to love at my new 17 Richardson Way listing!! Come see this Majestic Mediterranean Sat & Sun 1-5. Website Link in Bio #dreamhome #bayarearealestate #housebeautiful #piedmont #instahome #eastbayrealestate #grubbco #decor #bphome #piedmonthome

Built in 2016 in highly sought after Upper Rockridge, 183 Alta Road is a sophisticated contemporary with well thought out design elements and open floor plan. With 4+ bedrooms and 3.5 bathrooms this eco-friendly retreat is sure to captivate the mind and indulge the senses. Join me Sunday 8/9 from 2:30-4:00 to check it out. Link to the listing in my bio!

I started my real estate journey with Sequoia Real Estate and would love to represent you as your agent and help you “Live Your Dream” . Please contact me with any leads and like my business page! . https://www.facebook.com/jeannelam.realtor . #realtor #realestate #sequoiarealestate #bayarearealestate #bayarea #eastbayrealestate #bayarearealtor #eastbayrealtor #liveyourdream #americandream #becomeahomeowner

First of all, many thanks to everyone for all of the birthday wishes yesterday. I am really blessed to have such great friends and family in my life. ALSO, I am so proud to announce that I have recently joined one of the top Bay Area Real Estate brokerages @climbrealestate and I have partnered with one of the top producing agents in the East Bay @kenny_fast After months of balancing a full time job, being a mother, while going to school, and studying for my real estate exam, I am set to finally embark on this new journey. Stay tuned because this is only the beginning for me. #realestateagent #realestatebayarea #eastbayrealestate #southbayrealestate #realestatecalifornia #oaklandrealestate #realestateforsale #realtor #realestate #realestatelife #homeforsale #househunting #realestatemom #newjourney #thisisyourlife #climbrealestate #TEAMFAST

This mid-century modern has met its match. 843 Santa Barbara Rd is pending! ••• DRE 01918183

Anyone else planning BIG things in 2019? This #eastbaitbuyer we’re reviewing The Home Buying Process. There is some ambiguity around the HOW of buying a house. Here is an abbreviated look at the milestones of home buying: Prep Financing, Offering, Contingency Removal, Funding and Closing. Watch my story for more of a walkthrough! * 1. Prep Financing - A lender will evaluate your financial information to give you an approval letter. The evaluation process includes requesting bank statements, running your credit, looking at your liabilities (car loans, student loans, cc debt), and verifying your income. Using that information, the lender will determine the size of the loan that you can be approved for. * 2. Offering - Your offer includes your approval letter, the terms of your offer (referred to as a Purchase Agreement), proof of funds (a bank statement showing that you have enough money for your down payment), a personal letter to the seller, and a packet of reports and inspections about the house that you sign off on (referred to as a disclosure packet). * 3. Contingency Removal - Once your offer is accepted, the contingency periods begin. A contingency is a is a protective clause that allows a buyer to back out of a contract. There are three types of contingencies: inspection, appraisal and loan contingency. I will explain contingencies in greater detail in a future post. * 4. Funding - A large part of why homes take 14 -30 days to close is because the lender needs time to do the underwriting on your loan. Expect to be in frequent contact with your lender as they dissect your income, assets and any large transactions that have occurred in the past 2-3 months. * 5. Closing - You have “closed” on a home when the lender releases the funds for your loan AND the title company notifies the county that you are the new owner (referred to as “recording”). * Of course there is paperwork every step of the way, but that’s what I’m here for! Congrats, you know how to buy a home!

Come join me from 2:00-4:30 Sunday May 19 at this stunning open house in Berkeley

Love this Remodeled California Midcentury house that we staged in Danville recently. Photographs by Jean Bai. Painting above fireplace by Mark Petersen. Painting to the right by Audrey Kral. Wall made by @greenportdesigns @maggieandalissahomes #sellahouse #eastbayrealestate #californiacool #midcenturymodern #design #staging #modernarchitecture #moderart #abstractart #eamesloungechair #noguchitable#westelm #westelmlocal #cb2

Picking back up on the #eastbaitbuyer series! First topic: the true cost of buying a home. Recap in my story! * Your down payment isn’t the only expense you need to save for when buying a house. On top of your down payment, you will have to pay for closing costs, inspections and (potentially) repairs. * First cost: Down payment. Contrary to popular belief, you don’t have to put 20% down on a home. You are able to put less than 20% down, you will just have to pay mortgage insurance, which is an additional monthly expense. * Second cost: Closing costs. In the East Bay, plan for 1-2% of the sales price in closing costs. For example, ~$9,000 on a $800,000 house. This covers loan/title/escrow fees, transfer taxes and a few other expenses. * Third cost: Inspections. Inspections range in cost, but a good ballpark is $1000. Baseline inspections are a home, pest and roof inspection. Further inspections with specialists can be more expensive. * Fourth cost: Repairs. Repairs vary in cost based on the state of the property. But, if you have an inspection contingency, you have the opportunity to negotiate with the seller about who pays for repairs. * Takeaway: save for your down payment + closing costs + inspections + potential repairs when buying a home! Reach out with any questions or future topic requests!