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We've really enjoyed stepping away from @penniestowealth to hang out with you guys today and we hope that we've given you something you can use going forward!
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For our last post, we wanted to leave you with this chart you can reference to easily breakdown various savings goals over a 12 month period!
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You can ALSO use this to gauge how much you need to make each month to reach a certain income per year. Or you can simply use it for debt payoff projections.
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Save this chart so you can easily come back to it. This is going to be your best money year yet!
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#FinancialLiteracyMonth #Debtfreejourney #Debtfreedom #FinancialIndependence
There are so many benefits of being debt free but your financial goals shouldn't END with debt freedom.
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You'll gain financial security and freedom to do what you enjoy.
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You'll have fewer bills to pay and more income to direct towards other things. If you get a raise, guess what? That money now belongs to YOU and not a creditor.
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The changes we made to our mindset, spending and priorities set us up for a better future and we're positive it can do the exact same for you!
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@PenniesToWealth #FinancialLiteracyMonth #Debtfreedom #Debtfreejourney #FinancialIndependence
PSSSSTT, I have a very friendly reminder for you...
It’s about retirement!
Saving for retirement is an important financial task that we often mean to “get around to”, but instead, tend to keep pushing off...when we shouldn’t.
Today’s Financial Literacy Month Tip: It’s your younger self’s job to take care of your older self!
And, there are steps you can put into practice right now to prepare for your golden years.
Be a little frugal:
Whenever I find myself with “extra money” and I get an itch to spend it for no good reason… Wanda (the name I’ve given my feisty, 80-year-old self) comes tapping me on my shoulder like, “I know you're not about to spend my grocery money” and it helps me get back on track, lol
Automate:
Automate your savings. Before you pay anyone or anything else, pay yourself first. Every pay period, have your bank automatically transfer 10% (or the most you can afford) of your pay into your savings.
There are plenty of things you can do now to get you into savings mode for your Wanda (or whatever you call your older self). You can find more tips on saving for retirement on my blog post “Five Steps to Begin Saving for Retirement in Your Twenties” at TheBudgetnistaBlog.com (link in bio). If you're not in your 20s, don't worry (neither am I, lol)...pass the blog post on to the millennials in your life and check out the tips in this infographic for those of us a little closer to retirement age.
Tag/Tell a friend. Share with me the name of your feisty, older self?
#TheBudgetnista #DreamCatcherGroupFounder #FinancialLiteracyMonth
Infographic by Credit Bankrate
We announced last week that our Financial Literacy Month Calendar is officially live! .
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And today our Marketing Manager Emily will be on @instagram live at 1PM EST answering all of your questions about the FREE events we are hosting. She will also discuss the topic of each event and what to expect from the event. If you’re in NYC, don’t forget to register for any and all events through the link in our bio! And if you’re outside of NYC we will be streaming all events on Facebook Live
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#thefinancialgym #financiallyfit #nycevents #financialliteracy #financialliteracymonth #events #free #freeeventsnyc #linkinbio #joinus #nycmeetup #personalfinance #financialeducation #financialknowledge #financialfreedom #knowledge #investing #salarynegotiation #salary #equalpayday #travel #travelhacking #budgeting
Collecter les statistiques #FINANCIALLITERACYMONTH effectuez une recherche à l'obtention des statistiques (Aller à la sélection).