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What are you willing to sacrifice? Are you willing to cut back? Are you willing to find other alternatives to the things you like to buy?
If you’re an iced coffee drinker, you can buy the half gallon International Delight Iced Coffee Caramel Macchiato for $4.59 or you can go to Starbucks and get the grande Caramel Macchiato for $4.45. By going with the half gallon option, you can save $67/mo.
Will you be willing to do this? I know y’all love your Starbucks. Lol
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If you can’t manage your current income, making more won’t help. You don’t suddenly learn how to handle money by making more money. This is why 1 in 3 lottery winners lose it all in a short amount of time. Financial literacy is not a side effect of wealth. Wealth is a side effect of financial literacy.
Learn how to manage your money first, then work on making more of it. Enroll in my Building A Budget | 5 Day Email Course with only a $15 investment and watch how much you can save with putting these easy steps into place. LINK IN BIO
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You are the only one getting in your way of getting out of debt, saving money, and living the life you’ve always wanted to live.
DOWNLOAD MY BUDGET PLANNER. An easy way to organize your finances and help you create a budget that’s easy to manage. LINK IN BIO
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My husband and I talked about our finances yesterday and we want to challenge ourselves to live on ALOT less until the end of the year. We talked about putting his income into just savings and towards debt whereas mine will go towards all the bills and mortgage. I bring home about 2800 and our bills and mortgage is about 2500 a month! Wish us luck!
What Is the Difference Between a Sinking Fund and an Emergency Fund?
Last week I touched on when to use your Emergency Fund. Now, I hope you understand that you need one. But just as much as you need an emergency fund, you need a Sinking Fund.
Do you have a Sinking Fund?
Need an Emergency Fund? Let me help you save one. I teach you how to build an Emergency Fund in my BREAK THE PAYCHECK TO PAYCHECK CYCLE ebook. ➡️Download it now. LINK IN BIO.
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Stop waiting for tomorrow, the beginning of a month, a Monday, a new year, or a new week. Start where you are, with what you have. You want to be able to look back and see how far you’ve come, not how much time you wasted.
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How my first dates go. I don’t have time boy, cut to the chase!
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