lifeonabudget debtfreecommunity debtfreejourney debtfree frugalliving budget budgeting budgetlife daveramsey cashisking daveramseybabysteps livelikenooneelse livingonabudget nospend retireinspired savemoney babystep7 betterthanideserve budgetnerd focusednotfinished frugalfamily livingfrugal nospend19 nospendyear oneincomefamily free savvy savvyshopper savvyshopping babysteps livingonabudget
My husband and I talked about our finances yesterday and we want to challenge ourselves to live on ALOT less until the end of the year. We talked about putting his income into just savings and towards debt whereas mine will go towards all the bills and mortgage. I bring home about 2800 and our bills and mortgage is about 2500 a month! Wish us luck!
Our budget looks a little different this month because of #nospendfebruary, but that's exciting because it means we will have extra to put toward our #debtfreegoals to be #mortgagefree.
We usually spend $400/month on food and we're cutting that to $100 for February.
We average about $200/month on household miscellaneous and we're cutting that to $0.
The fun and clothing categoriesvary depending on the month.
I would say we're at least saving $600 by doing a #NoSpendMonth, even though we already have pretty low discretionary spending.
Have you done a #nospendchallenge? How much did you save?
Want to join use for a #nospendmonthchallenge in February? I share all the details in this blog post (link in profile @sixfiguresunder).
https://www.sixfiguresunder.com/how-and-why-no-spend-month/
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#familybudget #howtobudget #onabudget #lifeonabudget #ynabcommunity #personalfinance #debtfreecommunity #debtfree #debtfreejourney #savemoney #familyfinance #savemoneyfast #daveramsey #money #budget #frugalliving #financialfreedom #familyof7
##mortgagefreecommunity #mortgagefree #frugalfamily #februarybudget #sixfiguresunder #personalfinancemadepublic
No matter what my childhood was like, no matter what I've experienced thus far, I am able to live the life I want. It's my choice now to do things my way.
I didn't have the best upbringing, but it could have been much worse, too. I am very thankful for the hardships, the things I saw and heard. They were lessons that shaped me and ultimately put me on the right path.
#cashisking #lifeonabudget #babystep7 #debtfreecommunity #frugalliving #frugalfamily #livingfrugal #nospend #livingonabudget #livelikenooneelse #retireinspired #focusednotfinished #betterthanideserve #savemoney #budgetnerd #oneincomefamily #nospendyear #nospend19
@hgtv I’m available
My new apartment is perfect except that it doesn’t have any closets anywhere! But to be fair, I probably couldn’t afford it if it did ♀️. I bought these shelves on Etsy and got my dad to help put them up! It turned out even better than I thought - dare I say better than a normal closet? To the 10% of people who said they didn’t like this idea in my Instagram poll, HOW U LIKE ME NOW
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#closetinspo #opencloset #closetinspiration #diycloset #homegoods #containerstore #styleonabudget #lifeonabudget #bedroomdecor #etsy #etsyfinds #closetorganization #difft #closetgoals
Hey Y’all! We’ve got quite a bit of new faces around here so I thought I’d do a little #fridayintroduction for ya!
Me and these cute kiddos, plus my husband and our black lab make up @thislifeonabudget
Some quick fun facts about us: • We have 3 girls
• We met at Sam Houston State University
• We will be married 10 years this year
• We became #debtfree (again) in January of 2019 paying off 10k in medical bills in 5 months.
• One income
• We just paid cash for my husbands vehicle after being a one car family for 2 years! (For the second time) • Golf makes my husband happy, Coffee makes me happy
• We love spending time with our kids and are trying our best to teach them #financialpeacejunior • We are slightly obsessed with our budget and this lifestyle
• Baby Steps 4, 5, & 6 each month = goals
We teach #financialpeaceuniversity and my husband is a Ramsey Solutions Trained Master Coach. He’s obsessed with #financialliteracy and #budgeting
I love showing people how they can cut back if staying at home and only living on one income is what they truly want! (Because we’ve lived it!) So this IG is a little of both of us! Even though we are debt free our perspective and priorities have not changed from when we were on our #debtfreejourney
Hopefully we can help you! Take what you want from us and leave the rest for the others in the #debtfreecommunity , we are happy to help and share our experience!
Your turn, tell me a little about yourself Do we have anything in common?
#budget #lifeonabudget #daveramseybabysteps #daveramseycommunity #financialcoaching #financialcoach #everydaymillionaires #frugalmom #intentionalliving #intentionalcommunity #stayathomemom #smartmoney #givesavespend #moneymanagement #moneyandmarriage #financialfreedom #frugalliving #budgetingtips #daveramsey #loveyourlifenottheirs #smartmoneysmartkids #familyonabudget